nick@digitalbrokerlabs·~/labs
Digital Broker Labs · Newcastle NSW · software for Australian lending

I build software Australian mortgage brokers actually use.

I'm Nick Clunes. I write and run a small set of lending applications from Newcastle. Brokers, licensees, lenders and aggregators bring me the work their systems cannot do, and I build it the way an in-house developer would.

Products

NameAccessSummaryOpen
MyLoanBookpublicTrail book visibility, clawback exposure and repricing.AggregateIQpublicOperations, analytics and CRM for aggregator networks.Polli AIpublicLender policy research with source-backed answers.
BrokerIQinternalOffline lender policy reference for iPhone and iPad.
SMSF WizardinternalSMSF lending analysis, purchase costs and reports.
MyCRM-PrefillinternalReviewable CRM prefilling in the browser.

Six applications, all of them in use. Three have public sites; the rest run inside the businesses they were built for.

Short scopes, working software, your keys at the end.

  1. 01

    I identify the problem or time consuming aspect of the business and scope the solution.

  2. 02

    Applications and databases run in Sydney, on Australian infrastructure.

  3. 03

    We aim to write code which runs without the assistance of AI.

  4. 04

    Deterministic where money is involved. A model never decides a number.

No rate card, no sales team, no discovery phase that bills for a document nobody reads.

I worked inside mortgage broking before I wrote software for it. Every application here started as a job that was costing a broker time or money, often my own. I write the code, I run the releases, and you talk to me rather than an account manager. The goal has always been time: mine goes back into flying recreational aircraft, and the software hands the same hours to the brokers who use it.

Languages

confident:
TypeScript and JavaScript, Python, Go and C.
sites:
React and Next.js, with Vite when it earns its place.
for fun:
Perl, but only on weekends.
background:
Self-taught, doing what I can.

Track record

10 years
writing code
6
applications live
100s
of hours of broker time saved
$1,000s
saved for clients

Tell me what the workflow costs you.

Tell me what you are trying to improve, integrate or replace. If one of the products above already does it, I will say so.

Please do not send client data or documents here. I will set up a secure channel first.

I reply within one business day.

hours:
Monday to Friday, 9am to 5pm AEST
region:
ap-southeast-2 · Sydney